Online Banking


CDs

Earn high rates of interest at guaranteed terms. A great way to save!

Regular and IRA Certificates of Deposit are available. Choose any of these CDs:

Rate Watcher Certificate of Deposit

Get a great rate and the option to increase your rate once during the original term should interest rates rise.

  • 18 Month
  • 36 Month

Certificates of Deposit

Terms available from 30 days to 10 years. All provide competitive interest rates, compounded monthly. Only $500 is required to open this account. Penalty for early withdrawal.

CD Rates

Description Interest
Rate		 APY
1 Month 0.50% 0.50%
3 Month 0.50% 0.50%
6 Month 0.75% 0.75%
12 Month 1.05% 1.06%
15 Month 1.25% 1.26%
18 Month** 1.40% 1.41%
18 Month - Rate Watcher 1.40% 1.41%
2 Year 1.85% 1.87%
3 Year 2.25% 2.28%
36 Month Double Bump Up* 2.25% 2.28%
4 Year 2.40% 2.43%
5 Year 2.40% 2.43%

CD Disclosure

Member FDIC. Penalty for early withdrawal for Certificates of Deposit & Individual Retirement Accounts. IRS penalty may apply to IRA Accounts. For current rate information or Account Agreement Disclosure information, please call our Direct Banking Center at 866.248.BANK
All rates are subject to change without notice. Minimum balance to obtain Annual Percentage Yield (APY) is $500. Rate Watcher APY may change after account is opened. Refer to IRA disclosure statement for additional information. A $25 charge may be imposed to transfer an IRA account. Fees and/or penalties could reduce earnings on this account. *Minimum $2,500 new money deposit to open. When exercising the bump-up option, the Annual Percentage Yield (APY) for the current 36 month CD term will apply. Retail CDs only. IRA, Business and Jumbo CDs, Relationship banking bonus and other coupon offers do not qualify. At maturity, this CD will revert to the standard 36 month product. **Minimum $2,500 new money deposit to open

IRA CDs

Choose from several The Bank IRA CD options:

  • IRA Statement Savings
  • Fixed Rate IRA CDs
  • Roth and Education IRAs

We offer competitive rates of interest and the opportunity for you to save for your retirement years.

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